‘How to Rob a Bank’ and the Limits of a True-Crime Documentary

There is a platitude, beloved of the documentary community, that truth is stranger than fiction. It’s often correct. But lately I’ve been worried that the glut of documentary content required to fill the yawning maw of streamers is putting this axiom to the test more frequently. Not all stories are worthy of the documentary treatment.

Such, unfortunately, is the issue with “How to Rob a Bank” (on Netflix), yet another true-crime documentary. Its directors, Seth Porges and Stephen Robert Morse, have turned out great work in the past — Porges as co-director of the fascinating “Class Action Park”; Morse as producer of the influential “Amanda Knox.” This film feels more perfunctory, a strong example of the kind of documentary that could have just been a podcast. (Of course, it has been.)

The film tells the true story of Scott Scurlock, a free-spirited fellow known to Washington State law enforcement agents as the Hollywood Bandit. (Sometimes they dropped the bandit part.) In the 1990s, he pulled off a whopping 19 confirmed bank robberies in the Seattle area, stealing more than $2.3 million, with the aid of a few friends and some elaborate disguises.

“How to Rob a Bank” is filled with re-enactments of the robberies and interviews with friends and associates, who explain that Scurlock was a gentle soul who lived in an enormous treehouse that was a hub for his friends. He also cooked meth for a while, was an adrenaline junkie and journaled a lot about trying to find his purpose in life.

Police officers and investigators are less sanguine about Scurlock, noting at one point that bank robbery is not a victimless crime, even if nobody gets hurt physically. It can be traumatic to anyone who was inside the bank, and to a teller facing a gun. Scurlock tried to paint his crimes as altruistic, and did give away some of his money to friends in need. But people were still hurt — including, ultimately, Scurlock himself.